Making PC to Phone VoIP Calls over Dial-Up Internet Connections

There's a lot of hype these days surrounding Internet-based voice communications (VoIP) replacing traditional telephone service. Most of this revolves around companies such as Vonage who coin themselves as the 'Broadband Phone Company'. So what about those of us who don't have a broadband connection? Just because you don't have high speed Internet, doesn't mean that you can't save a fortune by using VoIP for your long-distance calls. Whilst a broadband connection will usually result in more consistent VoIP call quality, comparable results can be achieved using a dial-up connection provided some simple guidelines are followed.

Shop Around

Not all VoIP service providers support dial-up users. Companies such as Vonage bill themselves as alternatives to traditional telephone service and shy away from the dial-up community (who are tied to those 'traditional' networks to access the Internet). Furthermore, some service providers only support dial-up above a certain speed (e.g., 56Kbp). Two companies whose VoIP softphone applications work well over low speed connections include Callserve and Go2Call.

'Free-up' your System Resources

In order to ensure the highest call quality, close programs that are running in the 'background'. For Windows users, these applications can be seen in the taskbar at the bottom right of your screen. 'Right-click' the icons and close those programs that aren't critical to system security (e.g., don't close anti-virus software, firewall applications and the like).

If you're using Windows XP with user switching enabled, log off all users except the one that will be used to make the call. This will prevent the other user identities from running software and/or using your bandwidth while you're making calls.

'Free Up' your Internet Connection

Given the limited data capacity of dial-up connections, it's important that you devote as much of your bandwidth as possible to the VoIP softphone application. To achieve maximum call quality, don't do anything that uses your bandwidth whilst making calls. This includes instant messaging, checking email, using a webcam, browsing the internet, downloading, etc. In Windows, you can look at the two little computers in the bottom right of your taskbar to see whether your connection is being used prior to calling (the little computers illuminate when data is being uploaded and/or downloaded).

Scan your System for Viruses, Spyware, Adware and Malware

Some of these malicious programs can hijack your browser, tie up your internet connection and slow down your system (not to mention seriously invade your privacy!). I recommend AdAware for free scanning and removal of Spyware/Adware. Once you've checked and cleansed your system of these nasty programs, your virus definition files should be updated to minimize the chances of re-infection.

Use a Headset with an Integrated Boom Microphone

Last but not least, using a headset with a boom microphone should eliminate those annoying voice echoes often associated with PC to Phone calls. Echoes are caused by your microphone detecting the voice coming from your computer speakers and re-transmitting that voice signal back to the person you're talking to. By using a headset, the voice signals are limited in volume (due to the headset being directly adjacent to your ears) and thus the chances of your microphone 're-transmitting' those voice signals is greatly reduced.

So there you have it. A Lack of high speed Internet needn't mean a lack of PC to Phone VoIP capability.

Nathan Smith

Nathan is the owner of netphonedirectory.com which deals specifically with PC to Phone and PC to PC VoIP. The site includes a comprehensive directory of PC to Phone service providers as well as information on VoIP and what you need to make inexpensive long-distance telephone calls using your computer

God?s Presence When Troubles Come

Life, no matter how we choose to look at it, is a constant battle. It is the beginning of a struggle that continues until we breathe our last breath.

It is important then that we understand from the outset that one of the first realities we must face in life if we are to survive this pilgrimage of faith is that troubles are a given. We have to fight daily just trying to live in this rapidly changing world. Sometimes the burdens can be so heavy, the criticism so severe, the opposition so great, that we wonder if it is even worth the effort. We know that troubles never take a respite; problems never take a rest; negative challenges never sleep and difficulties never take a vacation. Trials and tribulations tease us by visiting, leaving for a while and then returning once again.

Well, when life takes a turn in the negative direction; when sun filled days turn into stormy nights; when "all is well" turns into "all is hell"; when the inexplicable occurs, we often find ourselves thrown into a state of utter disarray. And even though God is still revealing Himself to each of us in the midst of our suffering and chaos, we have a hard time realizing and recognizing His presence. We do not feel that He is around or that He cares or that He really knows what He is doing. We may begin to question His existence and our relationship to Him.

After all, when we are attacked by crisis, it is difficult to relate to God as all-loving, all knowing, and in full control. If He is all this, then why is He allowing us to suffer. This, I believe, is why so many of us lose faith, at least for a time. When the seemingly unrelenting storms of life beat down heavily upon us with no end in sight, we look to God who seems remote and unwilling to intervene on our behalf. When we survey the reality of what has happened to us, we do not see ourselves transformed by God's grace and we cannot accept the knowledge that even then, even in the midst of crises, the Spirit of God continues to minister to us and seek more intimate communion with us. It is difficult to feel God's presence when we are tightly clothed in the armor of troubles.

Yet, deep inside of us is the nagging persistent suspicion that there is more to life than what has happened to us. All the meaning which existed prior to the troubles cannot be ignored. We recollect the hours and days when God came especially near to us and how deeply He moved our spirit. Gradually, by God's grace, we recall how God brought us this far. We know that God is not an absent God. He does not just drop in on us every now and then, but He is with us all the time.

It is then that we begin to open ourselves up to the reality of the presence of God. We begin to allow His Spirit to strengthen and empower us against the chilly winds of adversity. God is always with us.

Rev. Saundra L. Washington, D.D., is an ordained clergywoman, social worker, and Founder of AMEN Ministries. http://www.clergyservices4u.org. She is also the author of two coffee table books: Room Beneath the Snow: Poems that Preach and Negative Disturbances: Homilies that Teach. Her new book, Out of Deep Waters: A Grief Healing Workbook, will be available soon.

How to Make Sure You Sell More!

Make sure you target women. It's true for almost anything you are selling. According to Women Mean Business: The Secret to Selling to Women, eighty percent of all checks written in the US are written by women and they purchase 80-% of all consumer goods in the U.S. That's not a market segment you can afford to ignore. Even for items traditionally thought of as male dominated, such as consumer electronics, women have significant influence.

The Consumer Electronics Association (CEA) found women actually spent more on technology in 2003 than men, accounting for $55B of the $96B spent on electronics gear. Auto industry research shows that 65% of new vehicle purchases are substantially influenced or directly made by women. A 2005 study by Lucid Marketing found that your business will suffer if your business web site doesn't measure up with women consumers.

How can this help you? Make sure you actively pursue women as customers, even if you don't sell goods or services that you think appeal to women. Make sure your site or facility appeals to women as well as men. Women tend to feel uncomfortable around unhelpful or pushy salespeople. This occurs often in segments such as automotive or consumer electronics, where sales people tend to try to dominate or "sell down" to women. This could give you an advantage if you sell on the web, where this would not be a concern.

According to the Lucid study, women value the following attributes in an e-commerce website.

? Easy navigation
? Maximum product selection
? Product reviews / recommendations
? In-depth product information
? Competitive pricing

Make sure your site provides these things.

According to retail statistics, women tend to make purchase decisions based more on lifestyle and aesthetics. Keep this in mind when formulating your product mix and promotional strategy. Women and men both desire flat panel TVs for example, but for different reasons. Men tend to either want to impress their friends or have them because they are 'cool'. Women want a flat panel more because they intrude minimally on a room's design, space and aesthetics.

Women also tend to be influenced by safety and security more than male customers. Make use of this on your site and in your store.

For all of you that sell in traditionally male dominated segments, explode your sales by making sure you don't neglect women. This strategy will open new horizons to your business and allow you to generate more referrals from satisfied women customers.

Steve Faber has been successfully marketing both on and off line for years. He has been a principal for a bricks n mortar business that grossed almost $2 million a year. He has been involved with several successful websites for both bricks n mortar and online businesses. You can get his free newsletter with great information to really grow your business at: http://site.liveanotherday.com/newsletter.html

Tough Times, Tough Tactics

When times are tough, it's no time to ignore those external audiences whose behaviors matter so much to your organization.

In your own best interest, are you seeing to their care and feeding? I mean, if a certain group of outsiders behaves in ways that really help or hinder your operations, they do rate your attention, right?

Of course they do! That's why we call them key target audiences, or publics. Either way, what they think about you, then how they behave, can support or derail the best laid plans.

Why take any chances?

Make a list of those important external audiences and put them in priority order. Then pick #1 and let's go to work.

Since it's their perceptions that lead to behaviors, you must get inside their heads. That means monitoring members of that key audience and asking lots of questions to determine what they think about you and your operation.

Watch for rumors. And for negativity. Misconceptions and misunderstandings involving your products, services and pricing should be pursued in those conversations.

With that kind of data in hand, you are able to establish the public relations goal. Namely, correct that misconception, or neutralize that rumor, or clarify that fuzziness about your services.

Goals are certainly necessary, but they need a strategy that shows HOW you will alter those worrisome perceptions. In this business, we have just three possible strategies: create opinion (perceptions) where none exist, change existing opinion, or reinforce it.

Obviously, you will select the strategy that leads directly to achieving your public relations goal.

Now the tough part. What will you communicate to members of your #1 target audience? Your message is key to the success of your public relations effort.

It must be clear as crystal as to what needs to be clarified or neutralized. It must be obvious that the message is truthful, authoritative and compelling. In short, it must deliver a specific message about what is being corrected.

What do you do with the message? As with a bullet in a rifle, you pull the trigger. Or, to mix metaphors, you call in the "beasts of burden," communications tactics, to carry your message directly to members of that key target audience.

You're fortunate that there are piles of communications tactics just waiting for you - the Internet, broadcast appearances, press releases, brochures, seminars, personal meetings, special events, emailings, and on and on.

Sooner rather than later, you're going to want some signs that your public relations program is working. And that means Remonitoring that target audience, again asking lots of questions and seeking evidence that a misconception has been corrected, an inaccuracy cleared up, or a rumor explained away.

If that is the result of your REmonitoring drill, your public relations program has succeeded.

Should your remonitoring not yield those results, you will need to adjust your communications tactics to produce a broader mix of "weapons" going against that audience. You may also decide to increase the frequencies of your tactics. Your message, of course, must be reevaluated for clarity, emphases and factual support.

Handling public relations this way, you're moving in the right direction because you're mobilizing your most important external audiences in support of YOUR goals and objectives.

Please feel free to publish this article and resource box in your ezine, newsletter, offline publication or website. A copy would be appreciated at bobkelly@TNI.net.

Robert A. Kelly ? 2005.

Bob Kelly counsels, writes and speaks to business, non-profit and association managers about using the fundamental premise of public relations to achieve their operating objectives. He has been DPR, Pepsi-Cola Co.; AGM-PR, Texaco Inc.; VP-PR, Olin Corp.; VP-PR, Newport News Shipbuilding & Drydock Co.; director of communications, U.S. Department of the Interior, and deputy assistant press secretary, The White House. He holds a bachelor of science degree from Columbia University, major in public relations.

Visit: http://www.prcommentary.com; bobkelly@TNI.net

You Make Me Sick And Other Things Parents Say in Anger

Maryann is so focused she's blind. She's slipped over the edge of responsibility and forgot the real reason she is working so hard. It's for her daughter.

Being a single parent isn't easy. Between working, grocery shopping, cooking, cleaning and homework, there isn't much time left in the day. It's a heavy burden to be the sole supporter of a young child. But when pressures and tensions are so great that harmful words spill out like bitter pills, isn't it time to stop and take inventory?

"Clean your room or I'm gonna kill you!" "If you don't do your homework right now, I'll break your neck!" "Just leave me alone, I've had a rough day."

These statements came from a woman who loves her daughter and she's working hard to provide for her. If you asked Maryann, she'd say she would do anything in the world for her child. But why can't she see that respectful communication conveys love more than a new pair of shoes ever will? And why does she have to be reminded to treat her child with respect?

Maryann isn't alone. Life is frustrating. We've all heard parents, married, single or otherwise, speak to their children in anger. As adults, we've all rolled our eyes at the dramatic threats, knowing full well they have no intention of being carried out. But does a child know these are simply dumb words spoken in frustration? Does a child know that the violent threats of bodily harm are hollow?

Whether over the top displays of drama are blurted in anger, or merely used to snap a child to attention, the results are unhealthy and damaging.

When little Billy tells a classmate he is going to kill him over a broken crayon, where do you think he learned that response from? And in today's climate, do you think anyone would consider it just an innocent statement from an innocent child? Billy would be sent to the principal's office on the spot. And if not, he would certainty be called down after the victim of his harsh words went home and told his parents and they reported it to the school.

What happens when your child gets a little older and has a real problem? What if he needs to talk about drugs or alcohol? Or she has a problem in school, or a question about boys? Repeatedly belittling your child with angry words and intimidation will break down the barriers of communication long before you even reach this point. If you threaten to "kill" your child over a messy room, what would you do if she told you she was having sex?

Anger has a way of creating very colorful and exaggerated statements. Parents and caregivers need to make a concerted effort to remove these damaging phrases from their vocabulary by controlling anger. Save the drama for a time when it is really needed. On occasion, shocking statements do have a place in parenting, but used on a daily basis, they will only sever to create fear or simply numb your child to your words.

Search your vocabulary; are you unintentionally damaging the relationship you have with your child? Here are some steps to help you take control when you feel frustration and anger rise.

• Take a deep breath, not from your chest, but pulling from your diaphragm. Slowly exhale. As you do this, picture your words evaporate into the air.

• Lift your hand, palm out, in a stopping motion. This will indicate to your child that you need a moment and serve to remind you that you are stopping yourself from anger.

• Calmly tell yourself to relax as you continue to breathe deeply.

• Wait until you feel in control. When you speak, intentionally bring your voice down, not to a whisper, but to a soft, paced level.

• Then logically explain the reason for your anger to your child, voiding threats and harsh criticism.

• It's okay to say you are disappointed or upset about a messy room or a bad grade, but focus on the problem and offer a solution or deliver a fair ultimatum.

• If punishment is necessary, make it realistic. I don't know of a single parent that took away television privileges from their child for the rest of their life.

• Follow through on your words.

• If you do get angry, offer your child an apology, not an excuse. Take blame for your actions.

• Closely examine the situation that triggered your anger. Was it really your child? Is there an underlying factor? If so, what can you do to correct the situation or avoid it in the future?

Anger is a natural emotion. It can't be completely controlled or removed from our lives, but you can change the way you handle things. In doing so, you gain an invaluable gift, a respectful relationship with your child. Healthy communication is a parent's weapon against the outside world. A child should turn to his parent in times of trouble, not run away in fear.

About The Author

Patricia Gatto and John De Angelis are the authors of MILTON'S DILEMMA, the tale of a lonely boy's magical journey to friendship and self-acceptance. As advocates for literacy and children's rights, the authors speak at schools and community events to foster awareness and provide children with a safe and healthy learning environment. For more information, please visit Joyful Productions at http://www.joyfulproductions.com

pgatto@ptd.net

Free Cell Phones All Around - Cashing in on Consumerism

There's no greater way to win the hearts of consumers than to give them something for nothing. In our society of advanced communications devices and state-of-the-art technology, one of the best commodities to target for these give-away tactics is the cell phone. From simple port-to-port communication to comprehensive electronic office features, these hand-held units have become a rather luxurious necessity in these "need-to-know" times in which we live.

Of course, no legitimate business can expect to thrive by giving away its merchandise. Since cell phone companies actually make their money through the purchase of calling plan contracts, the phones themselves aren't really an issue. From the carriers' perspective, then, the "free cell phone" strategy offers the best of both worlds: consumers are happy, thinking that they're being given a substantial gift, and businesses are making money by selling phone service or specific calling contracts, which are necessary in order to use those shiny, new phones. In order to ensure their victory in the race to gain more customers, some cellular phone companies offer packages that even include a rebate. In other words, they'll give you a free cell phone and then offer a substantial mail-in rebate (usually $25 or more) so that it appears as though they're paying you to take the device. Kudos to the marketing people who conceptualized that strategy!

Verizon Wireless

As one of the leading cell phone carriers, Verizon offers free devices when consumers purchase one of a variety of calling plans. These cell phone deals include your choice of model (several of which are offered) and, in some cases, a mail-in rebate. Other perks may include:

• Free Long Distance
• Unlimited In-Network Calling
• Unlimited Night and Weekend Minutes
• Free Roaming
• Up to $250 in Mail-In Rebates (allowing for free cell phones plus cash back)

Of the various calling plans which are offered, you may expect to find:

• Discounts on personal plans
• Discounts on family plans (shared minutes)
• Free long distance
• Unlimited nights and weekends (most plans)
• Free long distance plus unlimited nights and weekends (some plans)

Cingular Wireless

Another strong competitor in the area of cellular phone systems, Cingular has also cashed in on the "free cell phones" marketing strategy, offering consumers a variety of perks and calling plan benefits, in addition to state-of-the-art devices and rebates. Among the many "extras" that this company offers are:

• Roll-Over Minutes (i.e., you don't lose any unused "any time" minutes)
• Free Nationwide Long Distance
• Free Roaming
• Largest Mobile Digital Network
• Free Voice Mail
• Free Call Waiting
• Free Caller ID
• Free Call Forwarding
• Free 3-Way Calling
• Up to $225 in Mail-In Rebates (allowing for free cell phones plus cash back)

Available calling plans may include:

• Discounts on personal plans
• Discounts on family plans (shared minutes)
• Unlimited night and weekend minutes
• Unlimited mobile-to-mobile minutes
• Unlimited night, weekend and mobile-to-mobile minutes (some plans)
• Primary and secondary line deals
• Multiple phones for family members

Sprint

While the plans that are offered by Sprint aren't as lofty as those of more competitive cell phone carriers, they do offer some benefits to the consumer, including free cell phones and a small variety of perks in order to entice potential customers to commit to one of their calling plans. Some of the specials that may be included in their packages are:

• Free Nationwide Long Distance
• Free Roaming (only with phones that are also on the Sprint PCS Network)
• Unlimited Night and Weekend Minutes

In addition, special calling plans are also provided, which may include:

• Personal calling plans
• Family (shared) calling plans
• Wide-Area calling plans
• Unlimited PC-to-PC calling
• Multiple phones with family calling plan
• Two lines of service on one bill
• Up to $200 in Mail-In Rebates (allowing for free cell phones plus cash back)

T-Mobile

The benefits that are offered by this carrier are similar to those which are offered by Sprint although ? when compared ? T-Mobile seems to do a bit better in the area of the numbers of benefits that are offered, translating to more perks for the consumer. Of the standard benefits that are offered, you can expect to find:

• No Roaming Charges
• Free Long Distance
• Free Voice Mail
• Free Caller ID
• Free Call Waiting

Their variety of calling packages may include:

• Personal calling plans
• Family calling plans
• Unlimited weekend minutes
• Unlimited mobile-to-mobile minutes
• Two lines of service on one bill
• Unlimited mobile-to-mobile minutes plus unlimited weekend minutes (for some plans)
• Up to $250 in Mail-In Rebates (allowing for free cell phones plus cash back)

Nextel

Of the many cell phone carriers, Nextel doesn't appear ? at first ? to have as much to offer as most of the others, but the options that they do offer are rather impressive in some areas, which would make up for the lack of some of the more standard benefits that their competitors offer to the consumer. Although they don't actually list any specific "standard benefits," they do offer special calling plan packages, which may include:

• Personal calling plans
• Family calling plans
• Multiple phones for family plan packages
• Unlimited night and weekend minutes
• Free roaming (within their network)
• Free long distance (within their network)
• 250 direct connect minutes (most plans)
• Unlimited direct connect minutes (certain plans only)
• Up to 25 cell phones ($15 each additional line)
• Up to $300 in Mail-In Rebates (allowing for free cell phones plus cash back)

While each of these carriers offers a specific amount of benefits to their consumers ? some far more than others ? the calling plans differ according to whether you're opting for a personal or family package, and the number of minutes that are included in each package for a set fee each month will vary, as well. To see the latest special offers, simply log on to a major internet search engine and type the name of the carrier in the keyword area.

About the Author: Samantha Goode is a freelance technology writer who loves to provide tips to consumers shopping for free cell phones, prepaid cell phones, and cell phone service.

Applying For a Student Loan

Studying at college can be an expensive business and you are likely to
be considering taking out a Student Loan to help you meet all our costs.
Before you make a decision on which of the thousands of Student Loans
that are available is right for you it is important to weigh up all your
options.

It is important that you apply for all possible Government Financial Aid.
Your school's financial aid office can supply you with the forms and all
deadlines for federal and state applications. The Free Application for
Federal Student Aid (FAFSA form) is the only form you must file with the
Federal Government.

You will receive your Student Aid Report (SAR) around four-six weeks
after completing your FAFSA. It will provide you with details on your
federal and state aid eligibility and give you your Expected Family
Contribution (EFC). Financial Aid offices will use the information contained
in the SAR to determine your total aid package, including loan eligibility
and federal work study qualification. You can then use this information to
help determine how much you need to borrow with a Student Loan.

Many Student Loans dont require you to start repayments until you have been working for six months after graduation. This gives you a chance to start earning some money before your monthly committments start regarding your loan.

Lorna Mclaren has an information website http://www.123-debt-consolidation-loans.com where you can get information regarding Student Loans and where to apply.